Digitalfx keeps fiat and crypto on a single, auditable ledger — so a salary deposit, a card swipe, and an on-chain swap all read the same way: clearly, and in order.
Every Digitalfx card draws straight from your unified balance — fiat first, crypto as fallback, or the reverse, set however you like.
No separate "crypto app" bolted onto a bank login. Every deposit, transfer, stake, and swap posts to the same running balance, timestamped and reconciled the same night.
Fiat and crypto holdings shown in one net worth figure, converted at settlement-desk rates, not marketing estimates.
Move value between your current account, savings vault, and wallet with no transfer window and no third-party rail.
Spend crypto or fiat at the same terminal. The ledger auto-converts at the point of sale and logs both legs of the trade.
Keep assets in Digitalfx custody or connect a hardware wallet — the ledger tracks both without judging either choice.
Download a single PDF or CSV covering bank and chain activity, formatted for accountants, not block explorers.
Quote a swap, lock it for 30 seconds, execute at that price. No slippage surprises between quote and confirmation.
"We moved payroll onto Digitalfx because our treasury team was tired of reconciling two systems by hand. Now it's one export, one number, one story."
— Finance lead, mid-size logistics firm
Hold, stake, and swap across major chains from a wallet that posts every action to your account ledger — the same one your salary lands in.
Hold assets across 41 supported chains. Choose custodial storage insured by our reserve pool, or link a hardware wallet and keep your own keys — Digitalfx tracks the balance either way, without extra fees for the privilege of holding your own coins.
Generate a new wallet in-app, or import an existing seed phrase — never transmitted, only used to derive keys locally.
Deposit from an exchange, receive from a peer, or convert straight from your fiat balance at the locked quote rate.
Stake supported assets for yield, or leave them liquid for spending on your Digitalfx card.
| Asset | Price | 24h | Your holding |
|---|---|---|---|
| Bitcoin · BTC | $61,204 | +2.4% | 0.184 BTC |
| Ethereum · ETH | $3,318 | +1.1% | 2.402 ETH |
| Solana · SOL | $168.40 | -0.6% | 54.1 SOL |
| USD Coin · USDC | $1.00 | +0.0% | 9,120 USDC |
| Litecoin · LTC | $94.12 | -1.3% | 12.0 LTC |
Sample figures for illustration — not live market data.
Stake supported assets directly from your wallet balance. Rewards post as line items, same as interest on a savings vault.
Direct deposit, bill pay, and savings — with the option to hold a slice of every balance in crypto, automatically, if you choose to.
No monthly fee with one qualifying deposit. Free transfers between Digitalfx members, same-day for the rest.
4.1% on balances up to $50,000, tiered rates above that. Interest posts weekly, not monthly.
Schedule recurring payments in fiat, with an optional auto-convert-from-crypto fallback if your cash balance runs low.
Round card purchases to the nearest dollar and route the difference into a savings vault or a staking position — your choice.
Shared ledgers with per-user spend limits and full activity logs for every signatory.
A flat daily fee while overdrawn, no compounding penalty structure, shown before you opt in.
Government ID and a live photo match — the same standard we'd expect for a physical branch account.
Transfer from an existing bank, or deposit crypto that converts to your opening balance at the locked rate.
Virtual card issued instantly; a physical Onyx or Slate card ships within five business days.
| Balance range | APY | Interest posted |
|---|---|---|
| $0 – $10,000 | 4.10% | Weekly |
| $10,000 – $50,000 | 4.35% | Weekly |
| $50,000 – $250,000 | 3.80% | Weekly |
| $250,000+ | 3.20% | Weekly |
Every Digitalfx card draws from your unified balance — fiat first, crypto as fallback, or the reverse, set however you like.
tap the card to flip it
Custody practices explained the way we'd want them explained to us — no jargon standing in for an actual answer.
The large majority of custodial crypto assets sit in offline, multi-signature cold storage, not on any exchange-connected wallet.
Cash balances are held at partner banks and insured up to the local deposit-insurance limit, same as any bank account.
A named third-party auditor verifies reserves quarterly; the attestation is published, not just referenced.
Transfers above your set threshold require a second approval from a registered device — no SMS-only fallback.
New withdrawal addresses are held for 24 hours before they're active, with a notification you can cancel from.
Any service incident is posted publicly with what happened, who was affected, and what changed afterward.
Freeze your card or wallet from the app in one tap — no call queue required for the first response.
A human reviews the flagged activity within one business hour, not a bot reading a script at you.
Resolution, timeline, and next steps in writing — even if the answer is "this was legitimate, here's why."
Digitalfx started as an internal tool for a small treasury team reconciling bank statements against on-chain activity by hand. The product is the thing we wished we'd had.
The support desk is staffed by people who can read a ledger line, not just a script.
hello@Digitalfx.example
Available 24/7 · in-app chat or +1 (555) 019-4420
press@Digitalfx.example
Payroll, vendor pay, and on-chain treasury from one dashboard, with the same ledger discipline your finance team already expects from a bank.
Set approval thresholds by amount or account, with a full audit trail of who approved what and when.
Pay a whole team in fiat, stablecoin, or a mix, from a single uploaded run — one settlement, one reconciled line.
Store vendor banking or wallet details once, then pay recurring invoices without re-entering routing numbers.
See idle stablecoin balances, staking yield, and cash runway on one screen, refreshed continuously.
Export combined bank and chain activity to formats your accounting software already reads.
Accounts above a set balance get a named contact instead of a support queue.
Formation documents and beneficial ownership details, reviewed within two business days.
Invite team members and set individual spend limits and approval roles.
Import your first payroll run or vendor list, or start from a blank ledger.
No tiered "discovery calls" for basic numbers. Here's what everything actually costs.
| Action | Personal / Onyx | Business |
|---|---|---|
| Crypto swap | 0.15% | 0.10% |
| Internal transfer | Free | Free |
| Foreign transaction | 1.5% / Free on Onyx | Free |
| Wire out | $15 | $10 |
| Card replacement | $5 / Free on Onyx | Free |
If yours isn't here, the support desk reads ledgers, not scripts — reach them from the About page.